Updated: April 19, 2023
Live Casino Baccarat is a common card game, not only gambling but also exciting. Despite its simplicity, it combines strategy, ingenuity, and luck and also brings a lot of fun and the opportunity to spend evenings with benefits. And thanks to technological progress, leaving home somewhere to participate in competitions is unnecessary because you can play baccarat in online casinos. The aim of the game is quite simple. It consists of collecting a combination of cards with points close to or equal to 9.
And most importantly, learning to play baccarat is very easy. This will not be difficult for those familiar with online blackjack or poker. Live baccarat in New Zealand casinos is one of the most popular games.
The list of the best online casinos in New Zealand that offer live dealer baccarat games includes only proven and reliable operators. Our team carefully studied each site and also became a real client. All the online casinos below are worthy of attention and provide the fastest payouts.
Finding the best online casino can be quite time-consuming as many nuances exist. Inexperienced punters can easily fall into the networks set by scammers. That is why you should take your choice seriously. The following is a detailed guide on choosing the best live baccarat site.
Live baccarat at online casinos in New Zealand is especially popular among punters. Users often choose tables with real croupiers, as this gambling entertainment is one of the most original.
The card game has a long history and used to be considered the entertainment of the aristocrats. Now baccarat tables are available in most land-based and online casinos. At the same time, there is a wide choice of rates and the ability to choose even a dealer.
Baccarat – or baccarat in Portuguese – is a noble and ancient game. The oldest records date back to the 15th century when it was brought from the Italian courts to France, and baccarat became very popular among the aristocracy.
Baccarat is a kind of card game. In translation, the name of the game means “zero.” Its inventor is Felix Falgirein, who showed the Italians new entertainment at the end of the 15th century,
How was it? In 1494, war broke out between Italy and France, as a result of which the French inherited this card game from King Charles VIII, who spread it. The baccarat game became very popular in France’s wealthy society and then conquered Europe and Asia.
However, unlike blackjack, baccarat did not become popular until the 19th century. Before gambling was legalized in France, the game was already played and gained new fans as it expanded.
In the 19th century, the game arrived in the United States, gaining even more fans and being an ideal space for development. And with the advent of the Internet, everything has become even more accessible for New Zealanders, mainly because baccarat is a straightforward game to understand.
As entertainment, baccarat is the “cousin” of blackjack – the punter with the closest to 21 points in his hand wins.
The game logic of baccarat is similar to blackjack. Essentially, the bank distributes cards from the deck to each punter and keeps one for itself. The goal of the game is to reach 9 points. But unlike blackjack, you can bet a certain punter or pot will get closer to 9. That is, you can bet on yourself or on others.
In this sense, the ability to bluff and predict an opponent’s hand is essential to success at baccarat.
Live baccarat gained popularity in New Zealand towards the end of the 20th century with the active development of the online gambling industry. Many users have started to bet at the tables with live croupiers and are getting increasingly involved in this activity. Punters were attracted by the maximum feeling of being in a real institution.
Over time, the demand for baccarat has grown, and now it occupies one of the leading positions in the list of the most exciting games. The simplicity of the rules and the ability to use several winning strategies allows you to quickly understand and spend your free time with the maximum benefit without any problems.
It would be best if you tried games in a live casino to enjoy the unreal atmosphere of excitement fully. Instead of using an RNG and a computer to determine the outcome, real-time games use real decks of cards and real dealers.
Live dealer baccarat is streamed online from a dedicated game studio where the casino baccarat table is located. Like in a real casino, you can chat with a dealer and feel the excitement of a real casino game – all this will be available without leaving your home.
Check if the casino offers this feature before registering if you want to play a live baccarat game. Even though the popularity of live casino games is growing, some smaller casinos still do not offer a wide selection of these games.
There are many reasons why the game of baccarat has become legendary. The popularity of the game is as follows:
It is believed that there is a chance to win more than half when using strategies. There is nothing complex or difficult to understand about baccarat. If you know this game, it is not difficult to earn money on it. The main thing is to play online baccarat at the best casino in New Zealand.
There are not many casinos on the Internet that offer free baccarat games. As a simple game of chance, baccarat is considered a game that does not take much practice to get used to. However, with increasing competition between casinos, it’s only a matter of time.
However, several casinos allow customers to play online baccarat without using real money. This is usually for fun, and such users cannot win money at the casino.
It is best to play baccarat online for real money right from the start. No amount of practice will make a better punter. One can waste winning opportunities in free play while making money from those rounds.
Deposit money into your gaming account takes a few simple steps, which you can then use to play online baccarat. However, no matter how simple the game is, you need a financial management strategy. Determine the bankroll that can be used in the game session, and divide it into amounts for each round.
Several companies offer online casino baccarat games. And the user must choose a baccarat option from a reliable provider to avoid problems with playing or withdrawing winnings.
Each developer offers classic game options, but at the same time, the studios differ in design, as well as the professionalism of the dealers. Casino customers can choose the most acceptable options, and such an opportunity is always provided.
Who Makes Baccarat Casino Software?
To understand a little more about each developer, we have prepared a list of the top 5 Live Baccarat Providers in New Zealand casinos:
Playing baccarat anywhere shows why mobile online casinos are so popular. If you enjoy using your mobile phone, you can bet freely at a live dealer table while away from home. Most major online casinos provide access to their sites from a mobile device, including smartphones and tablets.
Some sites offer a mobile application with baccarat. You need to download an application that will provide quick access to the site at any time. In addition, you can get special bonuses right on your phone.
But first, you should ensure a good Internet connection, and then go to your favourite site from your phone. Download the casino through the browser and find the desired game. It is usually just as easy to play on mobile as on desktop. Most casinos offer a customized interface or an additional application with a lightweight template to increase download speed.
In the classic version, the punter makes decisions. For example, take or not take the third. RTP is one of the lowest among casino table games, at 98.94%. Almost all modern online casinos offer not classic baccarat but mini-version. In it, the punter makes no decisions except for choosing a bet. All actions are performed by the dealer and, in the case of playing the virtual version, by the software.
Baccarat has existed in the casino for a long time, which was the impetus for the emergence of different game variations. Today you can find many options. The number of offers can be confusing for beginners, so let’s look at some of the most popular games.
One of the most popular versions of baccarat, which allows the punter to enjoy maximum realism. Each client’s sensations resemble those he experiences while in a land-based casino. Shooting from different angles and supporting close-ups thanks to modern equipment is the main feature of the Multi-Camera Baccarat.
This type of baccarat is one of the easiest table games to learn. The software takes care of all the intricacies of the “third card” rules, so placing a bet is as easy as flipping a coin. In this case, the user plays alone. This is the perfect option for a beginner.
The most popular type of game in which several users are at the same table at once. Its principle is no different from ordinary entertainment. There will be other customers only at the baccarat table in a live casino. Their cards will not be visible, so the whole concept of the game is preserved, as in a real institution.
Some customers prefer to choose Dual Play Baccarat. This is broadcast from a land-based casino, so punters sitting at a real table and punters on their smartphones or tablets can enjoy the game.
This version is designed specifically for casino customers who do not like to wait. The fastest game possible, without any ceremony. All cards are dealt face down, with additional dealing even faster. For example, Evolution Gaming released this game with a hand of 27 seconds.
The very first game to feature payout multipliers. Before each hand, the user can choose up to five cards. They can have a 2x, 3x, 4x, 5x or 8x win multiplier. When a punter is dealt one or more of these cards that will bring victory, it pays an additional multiplier. But usually, there is a 20% commission.
One of the most original versions, as it contains a ritual of slowly revealing the meaning of the card by turning over its edges. The user has the right to look at the markings and try to determine the card’s meaning. The dealer performs this process.
One of the most interesting versions of Live Baccarat Squeeze. Here, the punter himself controls the process of revealing the card. He can use a computer mouse and cursor to fold back a corner of the card to see its value.
This is a smaller version of the standard game. The difference lies in the number of cards inside the shoe and the bet. In Mini Baccarat, the dealer is the only banker, meaning the game moves quickly and dynamically. In Classic, punters take turns acting as bankers, making the game move at a slow pace.
This game is a variation of Live Baccarat Squeeze but with completely new rules. In this version, the dealer shows up to four cards after they are dealt. The punter can increase the bet by 2 or 3 times. There is also a 20% commission.
This version is similar to Lightning Baccarat but with a major difference. In each round, five cards will be selected, which are endowed with a multiplier of 2x, 3x, 5x or 8x. There will also be a 20% commission.
In this baccarat, punters are waiting for an additional bet. Thanks to it, you can get a progressive jackpot. But this version of the game is rare since only Playtech offers it in the casino.
One of the most interesting and original versions of baccarat. In it, the banker wins with a score of 1:1, while the participant is considered a loser if there are 6 distributions.
The American version of the game has a Spanish title that originated in Cuba. It was there that the game initially became very popular. By the way, American Baccarat usually has the same rules as Punto Banco. Usually, some options are available in this variety when they allow you to take an additional card for certain combination values.
The rules of Live Dealer Baccarat are quite simple, so even a newbie to the casino will be able to figure it out. It is enough to learn the basic meanings of the card and the principles of the set of cards.
The punter chooses the amount of the bet and one of the boxes on the table: punter (punter), banker (bank), and tie (draw). Then the dealer deals two cards to the punter and then to himself. The task is to score nine points or at least more than the dealer. Ace – one point, cards from two to nine – at face value, tens and all the “pictures” – ten points. If the punter or dealer scores more than ten points, ten points are subtracted from this total, for example:
In some cases, the dealer deals a third card to the punter and himself. These are the cases:
Every baccarat starts with bets. A participant can play for himself, for a draw and the bank – by placing chips in the appropriate fields.
According to the basic rules, cards are endowed with standard values. Aces are worth one point. Tens, jacks, queens and kings have a face value of 0 points. Cards 2 to 9 have a value of 2 to 9 points, respectively. It should be noted that if the number of points equals 10 or more, then 10 is subtracted from them.
For example, if a punter has an “eight” and a “ten” in his hands, then 10 must be subtracted from 18, resulting in 8 points that the punter has collected.
The first action in baccarat is always taken towards the punter’s hand. He is given two cards, which the dealer then turns over. A third card is dealt if the total amount ranges from 0 to 5. If the total score varies from 6 to 9, then the punter stands, that is, does not receive additional cards.
The banker’s hand also receives two cards. The third additional card is no longer dealt if the banker has 7, 8 or 9 points. However, this only happens if the first two cards have a total value between 0 and 3. The banker has a 3, and the punter has an 8.
The banker has an advantage over the punter, who gets the cards second. Many experts believe the banker wins more than 50% of the time.
A hand with a score between 8 and 9 is considered natural. Having it, the punter automatically wins and beats any banker’s hand. The only exception is when the banker’s hand is equal to 8-9 points. If the punter rolled 8 and the banker rolled 9, the banker’s bet wins, and vice versa.
There are several types of bets in baccarat. Bets on the punter, the Banker and the Draw represent standard options. They are typical for this entertainment. In some varieties of baccarat, there may be additional bets.
|Punter||A bet on a punter’s win. If the participant wins, the banker takes all the bets placed on the pot, draws, and pays out.||1:1|
|Tie||Bet on a draw (on equal points for the banker and the punter). If the punter wins, the croupier takes all the bets made on the participant and the pot and pays out the bets made on a draw.||8:1|
|banker||Bank wins the bet. If the participant wins, the croupier takes all the bets placed on the participant and a draw and pays for the bets made on the pot. The unusual thing about this bet is that, according to the rules of the game of baccarat, as a result of a win, a commission of up to 5% is taken towards the casino.||1:1|
It should be noted that commission on banker bets is charged in almost all types of baccarat in a live casino. This is due to the distribution of the third card, which significantly increases the chances of winning. Usually, the commission fee is 5%.
Individual tie bets are rarely used in casinos. If the punter and the banker have the same value of cards at the end of the deal, the croupier announces “égalité – draw bet.” All draw bets will be paid out at 8 to 1-odds, and all punter or banker bets will stand and be active for the next game.
As soon as the distribution is over, the distribution of the winnings is carried out. Next, each participant in the baccarat game will have a choice for the next round. He will be presented with three options:
There are also additional bets in live baccarat, which provide an even more dynamic game process. Usually, they are endowed with higher payout ratios so that the punter may receive a pleasant surprise by the main distribution of cards.
The most common and highest-paying side bet. The participant bets that the banker or the punter will have the same pair of cards. If this event occurs, then a 25:1 reward is paid. This is quite an impressive amount, although the probability of this event is quite low.
There are also other variations of this additional bet. For example, a Perfect Pair involves receiving cards of the same suit from any of the participants. The payout combination is 25:1. But when betting on any pair, you can get a payout of 5:1 if any participant has the first two cards that make up a pair.
There are other options for additional bets, which are presented in various types of live baccarat. The following are the most famous and sought-after:
This is just a short list of side bets. Providers take a personal approach and offer various options in their live baccarat variations at New Zealand online casinos.
|Additional rate||RTP casino|
|The perfect couple||17.07%|
The range of bets in live baccarat depends on numerous factors. First of all, providers themselves can set limits. And secondly, casino operators also use restrictions. Usually, the range of bets is quite wide.
The standard baccarat table generally accepts bets between $1 and $100 (or equivalent currency). There are also VIP tables where you can place higher bets.
The Third card rule is used if no eight or nine are in hand. Since the first two cards of the punters are revealed first in any round, they begin with them. However, the banker’s side depends on several things, including the cards on the table.
Punters Third Card Rule
These are the standard rules for baccarat. Almost all varieties that can be found in live casinos work in the same way.
The banker’s side uses both their total and the punter’s extra cards to decide what to do next.
If the punter has only two cards, the same Baccarat third card rules apply to the banker’s side. However, if the punter has three cards on the table, other conditions apply:
Baccarat payouts at standard rates are quite low, but the punter edge is always very high. So:
Minimum bets at a Mini Baccarat table (7 punters) are usually around $25; at traditional tables (14 punters), they are around $100. These minimum stakes get much higher at the exclusive tables at the major casinos. Understanding the odds will help minimize losses.
You can choose from 3 types of bets: bet on the banker, punter or a draw in between. It is not recommended to bet on a draw, but if the user wants to risk and tickle his nerves, place a bet. It is better to try not to make it a habit, as money will be lost eventually.
The banker’s odds are slightly higher than the punter’s because the banker’s hand is determined after the punter’s hand. In other words, the banker knows what he must take before he decides whether to take the card. However, the punter who wins the banker bet must pay a 5% commission to the casino, which almost equals the odds.
Even with a 5% commission, the house edge is 1.17% for bankers and 1.36% for punters. This means there is no reason to bet on a punter other than the pleasure of betting on his hand.
You can play baccarat for free and apply game strategies in practice without jeopardizing your own money.
The house edge at standard baccarat bets is:
However, even a small house edge reduces the chances of winning. Baccarat is considered to be a game with high odds and payouts.
The house edge in Baccarat is the lowest of all casino games. The casino only has a 1.4% edge on bank rates, one of the best odds in online casinos and real establishments.
By applying strategies in baccarat, the punter will have more realistic chances of winning, as he can reduce the house edge. Also, by knowing the best ways to bet, the user can better manage their money and avoid impulsive and losing games.
Mathematical facts about baccarat:
One of the main strategies is to avoid betting on a draw. In baccarat, most of the strategies are more related to the punter’s intuition than the logic of mathematics. Thus, strategies are developed individually, and each punter chooses the most convenient.
One of the most common strategies is card counting. There is little difference between a banker’s and a punter’s winning hand, so there are several opportunities to bet on a winning hand. You need to play baccarat with 6 or 8 decks to use this strategy.
The rules for counting cards in baccarat are as follows:
They continue to count while the game goes from one “shoe.” The more points, the higher the chances of winning a bet on a punter.
Betting on a draw is quite risky. Each time a new “shoe” is used, counting starts again.
The theory behind card counting is that the house edge depends on the cards left in the deck. When minus five, six, and eight are rolled, the advantage of the house is in favour of the punter, and similarly, when minus one, two, three, and four are rolled, the advantage of the house is in favour of the banker. The user can decide which bet is the best by keeping track of which cards are no longer in play and which are left.
The reality is that long-term odds have little effect on short-term results, and a banker will always win a little more, even if he has won the last 10 or 20 hands in a row.
It is up to the punter to decide whether to experiment or not. However, as we have said before, baccarat is a game of chance, and there is little that a user can do to change their odds once the hand has already begun. But he can test the card counting method and then decide whether it is useful.
Very often, people wonder if this game is worth playing. The answer is simple – definitely yes. After studying the rules of playing baccarat online, we understand that there is a small percentage of casino superiority in the game itself. Therefore, you should not use different systems since everything is already available in the game.
What is worth paying attention to is what type of bet is better to use to increase the chance of winning. There are 3 types of bets; one is not very profitable for the punter, and you should immediately forget about it.
According to the current rules, a punter’s most successful and winning bet is the banker bet. If we consider, for example, a bet on the punter, then the advantage of the casino at this rate is 1.24%, and at the bet on the banker, it will mainly decrease to 1.06%. From this, you should not conclude that the bet on the punter is worse, and you should not bet on it.
Here, as well as in roulette, everything depends on the punter’s intuition. However, if you bet on the banker every time, the game will become tedious and monotonous, so both bets are based on the same superiority of the casino. It should also be considered that the chances on the punter for a longer game should be less than the bets on the banker.
In many casinos, punters are allowed to play baccarat with a different number of decks. According to the game’s basic rules, the smaller the number of decks in the game, the less the superiority of the casino will be realized. This allows you to increase the participant’s advantage over the casino significantly.
|Bid||There are 8 decks in the game||There are 6 decks in the game|
|For a draw||9.52%||45.87%|
|On the banker||45.86%||44.63%|
Thus, if the game is played with 6 decks, the house edge will be slightly lower than when playing with 8 decks.
Baccarat has a commission that is charged on winnings. In the standard case, this is 5%, a 1.05% house edge if you bet on the banker. However, there are casinos where the commission is 4%, reducing the gambling house’s advantage to 0.6%.
Bonuses are one of the best aspects of online casinos. In most cases, you can use your bonus to play baccarat, which will be very convenient. Almost every casino offers a welcome bonus for new punters. If the user registers for the first time, he can receive a favourable offer for the first deposit.
Usually, promotions give bonus money. Their amount depends on the deposit. Most casinos will allow you to use these funds to play baccarat. Bonuses are subject to rules that limit withdrawals. Bonus money can only be paid out after wagering. In some cases, the requirements are high.
All baccarat casino bonuses can be divided into several main types:
The variety of bonuses in proven and reliable online casinos is always large. Therefore, each client will be able to choose the best option.
The best baccarat bonuses can only be found at trusted online casinos in New Zealand. Our team offers a list of the most popular and profitable promotional offers that are available to new punters:
To start playing baccarat in a New Zealand live casino, you must know everything about depositing and withdrawing winnings. Most operators offer quite an impressive selection of methods to suit every punter’s needs. The most common payment methods include:
It is worth noting that the online casino does not charge a commission when using any method. Only in certain cases, provided for by the rules, may additional fees be applied
If a punter thinks they or someone they know may have a gambling problem, there are a few behavioural signs to look out for:
If you have several symptoms at once, you should try to get rid of the addiction yourself using simple tools:
Here are some of the tools available to help clients manage their gambling:
If you cannot overcome addiction alone, you should contact special help centres. They professionally help to get rid of cravings for gambling.
Baccarat is one of the easiest casino games to play, but not the easiest. With few rules and a short hand length, the game is great for high rollers and all other punters. Baccarat allows you to place bets quickly, and the odds of winning are suitable for playing big. Baccarat is perfect for those who don’t want to think about complicated moments, different stakes and rules or those who want to make big bets with a minimum number of possible outcomes.