Updated: December 15, 2022
Still trying to figure out how to pick the top paying online casino NZ. Our experts have evaluated the gambling sites according to 8 criteria and selected the online casino best payouts with an RTP of over 96%.
Choose online casinos from our lists and increase your chances of winning.
Given the volatility and variety of online casinos, most New Zealand punters find it difficult to find a decent operator. Especially when high payments become the main selection criterion. Our top best online casinos for New Zealanders feature operators that allow you to withdraw large amounts. There are high withdrawal limits.
Our list of the best high payout casinos in New Zealand is the most reliable. After all, our experts independently checked all the sites, and they made real deposits, and bets and received winnings. In the future, they withdrew rewards to their account to check the operator.
The highest payout percentage in the online casino industry is a common commercial move by the administration. After all, this is an indicator of the operator’s loyalty to its customers. It allows you to determine not only the reliability but also the honesty of the casino.
The payout rate is the average amount of money that the casino returns to punters from the total prize pool. The average payout percentage shows how many punters’ bets come back as won over time. This indicator is monitored every month by independent experts such as eCOGRA and is often published via links at the bottom of the casino’s home page.
If you are looking for the online casino site with the highest payout percentage in New Zealand, you just need to look at our list. We evaluated according to RTP criteria, user-friendliness, customer service, variety of games, and the other 8 criteria.
The casino is licensed by MT SecureTrade Limited (MGA/CRP/257/2014, 039575). The casino announced itself more than five years ago and is still actively accepting gamblers. On average, the RTP (return to player) rate of the slots is 96.7%, which allows you to get stable winnings in different games.
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The casino cooperates only with certified manufacturers and offers more than 2 thousand entertainment from well-known vendors: Big Time Gaming, Betsoft, Side City, Quickspin, Play’n GO, Microgaming, NextGen Gaming. Live dealer games are the responsibility of the companies: Evolution Gaming and Netent. You can use Visa and Mastercard, Skrill, Neteller, Euteller, ecoPayz, and Paysafecard for deposits and withdrawals. For electronic wallets, withdrawal takes 24 hours. It takes up to 48 hours for bank cards, and for bank accounts, it is up to 72 hours.
The casino is owned by Hollycorn N.V., which is registered on the island of Curacao. The casino first appeared in 2018 under an Antillephone N.V. license (8048/JAZ2019-015). The establishment is successful online and offers an average payout percentage of 96.9%. The site allows playing through the web version and the Android app.
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Deposits are instant. For financial transactions, you can use cards, Neosurf, Rapid transfer, Ecopayz, Piastrix, Neteller, Skrill, Mifinity, Muchbetter, and cryptocurrency. Withdrawals to cards and Rapid transfers are processed within three business days. Other cashout methods take up to 3 hours. The casino features over 5,000 entertainment titles from leading manufacturers such as Evoplay, Endorphina, EGT, Booming Games, Betsoft, Microgaming, Amatic, Ainsworth, Igrosoft, Yggdrasil Gaming, Belatra, and others.
Virtual gambling club Casino4u was founded in 2020. The operation is licensed by Curacao (Antillephone N.V., number 8048/JAZ2020-013). This is a very young institution, which appeared only in 2020, but has already managed to gain popularity among newcomers and experienced players. For the most part, it is worth noting the average payout percentage from gambling, which is 97%.
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Financial transactions are made via payment systems: cryptocurrency digital wallets, Skrill, plastic cards, Rapid Transfer, AstroPay Card/Direct, Piastrix, ecoPayz, Paysafecard, MiFinity, Neteller, MuchBetter, Neosurf. Payouts are made instantly to cryptocurrency wallets, up to 2 hours to e-wallets, and up to 3 days to plastic cards. There is also no hold on the payout amount, which allows you to cancel it before the request is processed. The institution offers more than 30 vendors: 4ThePlayer, Merkur Gaming, Belatra, Habanero, Betsoft Gaming, Fugaso, and others.
The casino has only been operating since 2022, under Antillephone N.V. Curacao license, No. 8048/JAZ2020-13. The simple navigation will get you through the registration process quickly. The pleasant, slightly cartoonish design pleases the eye of novice and experienced gamblers alike. Many manufacturers and games entertain, with returns averaging 97.5%, indicating the operator’s generosity.
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Deposits and withdrawals are provided by: Siru Mobile, Astropay Card/Direct, Payzen, CashtoCode, Flexepin, Paysafecard, Neosurf, Sofort, iDebit, Interac, Rapid transfer, Fastasia, PayRetailers, Piastrix, Jeton, cryptocurrency wallets, and plastic cards. Requests are processed within 48 hours. Payments to e-wallets are instant, to plastic cards within two days, and to bank accounts within 120 hours. The site provides more than 60 manufacturers: Amatic, Belatra, Booongo, Betsoft Gaming, Endorphina, Evoplay, Evolution Gaming, Fazi, IgroSoft, KA Gaming, and others.
The owner, Dama N.V., is licensed and regulated by Antillephone N.V. (license number: 8048/JAZ2020-013) Curacao. The establishment has been operating since 2018 and has earned a loyal army of gamblers over this period. With over 5,000 games, it offers an average payout percentage of up to 98%. This is what attracts most players.
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Withdrawals are available to cryptocurrency wallets, Rapid transfer, Mifinity, Skrill, Neteller, Ecopayz, Webmoney. The withdrawal speed is 2 hours. Only Rapid transfer can delay withdrawal by up to 72 hours. Our extensive range of games is powered by over 50 renowned game providers, with a Random Number Generator (RNG) algorithm to ensure fair play and 128-bit SSL encryption to keep your games safe.
New Zealand online casinos with high payouts are judged not only by the RTP value. The operator must meet many serious requirements – safety, reliability and honesty. Several important selection criteria can also be used. They allow you to determine which casino provides the best conditions for the punter.
By following the selection criteria below, you can find a site that meets all the requirements.
| Criterion | The main rules for choosing |
| Safety | Security is evaluated taking into account the use of modern data encryption protocols by the operator. Reliable casinos always use only the latest technology and constantly update the security system. Information can be found at the bottom of the casino page. All operators that process personal information must have SSL encryption. This ensures that the information transmitted on the website is protected from hackers. |
| Licenses | It is necessary to see if the casino site is fully licensed. Information about the availability of licenses and their validity can be found in the “Terms and Conditions” section. Also, the data must be placed at the bottom of the main page of the casino. In New Zealand, the best casinos are licensed by the Malta Gaming Authority (MGA) or the UK Gambling Commission (UKGC). Having these licenses guarantee legitimacy and fairness. |
| Customer service | The value of quality customer service always remains at a high level. Reliable online casinos conduct thorough training for their managers so that they can deal with any customer issues effectively. Communication methods can be represented by one or more options – live chat, phone support or email. 24/7 customer support is a big advantage for New Zealanders. |
| Audit | Many online casinos contract with eCOGRA to test the random number generator software. As part of the certification, the auditor publishes the overall RTP of the online casino. Regular audits ensure that the operator is operating by the law. |
| Notable game developers | The presence of leading software developers such as Microgaming and NetEnt in the casino lobby is another sign of reliability. These companies, responsible for the production of all the highest paying pokies, allow us to talk about high payouts. |
| Punter Feedback | Reviews of real punters in New Zealand can be found on casino search sites. This will help determine which operator is the most reliable. Reputation is one of the important criteria. No one will promote a casino with a bad reputation, no matter how high its payouts are. |
| Payment Methods | The lack of instant banking methods is a big problem for New Zealand punters. If such methods are available and you can quickly withdraw funds, this is another plus for the casino. |
| Bonuses | Evaluate the welcome package and current promotions. Be sure to study the requirements for rates and other conditions for wagering. |
The top paying online casino NZ is sure to have eCOGRA certificates. Operators often publish reports on the average payout percentage. Based on these ratings, you can track which New Zealand casinos have above-average returns.
Typically, a theoretical RTP of approximately 97-98% is one of the highest payout rates. You can determine it yourself by searching the operator’s website or listening to our experts. It was they who created the list of reliable and trusted operators who pay winnings.
RTP is the theoretical return on bets to the punter, which shows how much the prize pool is reserved for payouts. It is an important indicator of fairness and is relevant to a particular operator. It provides invaluable information. Knowing this indicator, you can easily distinguish online casinos with the highest payouts from the lowest ones.
The payout percentage tells you how many winnings you can expect on average from each bet made at the casino. Thanks to him, you can conclude profitability. Most online casinos do not want to publish their RTP statistics, so there is no complete picture regarding the choice. Those operators who show their data are the most honest and reliable.
The top paying online casino in NZ that publishes eCOGRA data every month makes it easy to find punter cashback statistics. It is broken down across all games:
Please note that the payout percentage can exceed 100% in any given month, which means that the casino payouts equal or exceed the amounts deposited by punters in that month. This is one of the best casino options in New Zealand.
An average payout rate of 96% is the best indicator. Such operators are reliable and recommended for the game. The top paying NZ online casino has payout percentages in the 98%-99% range. One should always check what is the average payout when playing online pokies.
Many bodies check the payout rates of online casinos. This is done so that operators do not deceive their punters. The best casinos in New Zealand are licensed by reputable regulators.
| Commission | Peculiarities |
| UKGC | The UK Gambling Commission is considered the most authoritative. Having her license is a sign of a commitment to fair play. UKGC licensed casinos are recommended for betting. |
| MGA | The license from the Malta Gaming Authority takes second place. They have strict rules, so operators are forced to follow the rules of fair play. |
| Curacao | The Curacao Gambling Commission ranks third in terms of the number of licenses issued. It does not have such strict requirements as the previous two, but at the same time it also strictly regulates the activities of casino operators. |
| eCOGRA | Based in the UK, eCOGRA is an independent testing agency for iGaming. The eCOGRA badge on a casino website indicates that the site complies with the rules of fair play. |
| GLI and TST | Independent companies that test and certify online casino services. Recommended sites must have either of the two certificates. |
Each punter has its criteria for choosing a site with gambling entertainment. For a beginner, the question of how to choose the top paying online casino in NZ can be difficult. The following are the main characteristics that allow you to find a reliable site:
If the selected top paying NZ online casino has passed all the above checks, but there are still doubts, it is recommended to search and read reviews on the forums. But you should be careful with them, most of them can be bought. They trust only the information that is not provided by newcomers to the forum. Tough competition between operators gives rise to various methods of attracting new customers. Do not thoughtlessly trust what is written.
Each type of casino has advantages and disadvantages. If we talk about operators with high limits, then in any case there will be more positive moments. Before choosing any of the casinos, you should learn about all the good and bad sides.
It is better to play casino games for real money only on trusted sites. And you should also choose the right entertainment.
Every casino game has an advantage that is built in. Because of it, punters lose part of their bets in the long run. It is defined as the percentage of total bets that are saved as losses. The rest of the bets are paid out to punters as winnings are called RTP (Return to Punter).
Formula: total bet – house edge= RTP.
Casino games with the highest RTP are presented in the table below.
| The game | Casino Advantage | RTP |
| Baccarat | From 1.06% to 14.36% | 98.9% |
| Black Jack | From 0.28% | 99.5% |
| Roulette | From 2.70% to 5.26% | 97.3% |
One of the highest RTP casino table games is blackjack. The average payout rate is around 98-99%, depending on the game type chosen. It is very easy to play because you don’t have to learn complex rules. In the table below you can see the payout percentage in blackjack, which is the most popular among punters.
| Type of blackjack | RTP |
| Classic Blackjack from Microgaming | 99.9% |
| Blackjack by Concept Gaming | 99.73% |
| Vegas Downtown Blackjack Gold by Microgaming | 99.62% |
Roulette dips into the real atmosphere of the casino and gives good winnings. The average payout rate in the game is 96.21%. This is a very simple game that offers one of the highest payout rates in an online casino. There is a huge difference between betting on red/black and a straight bet – roulette payout percentages change accordingly. It all depends on the type of game.
New Zealand casinos are sure to feature pokies with the highest return from the leading developers of the gambling industry. In the portfolio of NetEnt, most of the pokies are endowed with an average RTP value. But there are pokies with the highest return:
If we talk about the return on pokies from Microgaming, then it is somewhat inferior to NetEnt. But still, there are pokies with a high RTP in the portfolio of games:
At Quickspin, pokies with the highest returns are very common. The most interesting are:
Online pokies with high payout rates are the most likely to hit the big jackpot. After all, the advantage of online casinos is decreasing, which means that such pokies are great for long sessions. Do not forget that not only RTP matters but also dispersion. You should not go in cycles when choosing pokies solely on returns, all parameters are taken into account.
It is important to note that every outcome of a game of baccarat is random. But in the long run, the statistical distribution of rates is fairly easy to calculate.
Online baccarat has a slight house edge of around 1.06% when playing as a banker. The typical house edge is slightly worse at 1.24% for the punter. The payout percentage in baccarat is 98.44%.
The percentage of payments in video poker depends on the type of game chosen. RTP can reach simply incredible values – 99.99%. For example, in Jacks or Better video poker, the house edge is only 0.46%. The average payout rate is 95.75%.
Casino video poker includes games such as Caribbean Poker, Oasis, Three Card Poker, Five Card Poker and Texas Hold’em. They all offer different but high payout rates.
| Type of video poker | Poker Payout Percentages |
| Jacks or Better | 99.54% |
| Double Joker Poker | 99.96% |
| Deuces wild | 99% |
| 7s wild | 98.8% |
| Aces and Faces | 99.85% |
A progressive jackpot is a payout that increases with each bet until it is won. Some casinos even combine several pokies into a network to increase the jackpot. The best progressive jackpot pokies are:
The percentage of payouts in them is always low since part of the bets goes to replenish the main payout.
These days, a lot of punters use mobile phones and tablets to wager in casinos. This trend has been picked up by both leading casino operators and game developers. All the best sites provide the ability to play on the go. However, there are significant differences in the quality of mobile casinos available. Choosing a site for the game must take into account several criteria:
Like the full versions of online casinos, their mobile versions support small minimum bets. Thus, when playing on a mobile device, you can start with one cent. It is advisable to carefully read the rules for using the application before installing it. After all, there may be problems with a deposit or withdrawal. Most casinos support almost all used payment systems from mobile.
The most important advantage that should be mentioned is that the jackpot is also available in the mobile version. Also, the number of pokies will be less than in the standard version. It will be impossible to participate in tournaments because on mobile devices with a small screen it is slightly difficult to play card games.
New Zealanders have a variety of bonus offers waiting for them at online casinos, ranging from the typical welcome bonus to reload and no deposit promos. Even though all these promotions are different from each other, and each operator strives to provide the most interesting conditions, their main goal is to attract the maximum number of punters.
Among the most popular types of bonuses, which are also the most common, are deposit promotions. Such promotions are available immediately upon replenishment of the account and are usually represented by bonus money or free spins. But the best deals are welcome packages.
The registration offer is available to all new customers who open an account for the first time. The welcome package may include first deposit bonuses, often combined with free spins and additional reload promotions.
Some casinos offer no deposit promotions that give you the chance to get bonus money or free spins without first making a deposit. Each operator offers different incentive options for newbies.
The welcome package can even extend to the first ten deposits and include up to 500 free spins. But you should be aware of the conditions that apply to each promotion. The wagering requirements can be too high, so they are also carefully studied before the promotion is activated.
Secure casino payment methods with the highest payout rates for New Zealanders allow you to claim your winnings quickly. Operators offer a wide range of different methods of depositing and withdrawing funds, which are represented by bank cards and transfers, electronic services and wallets, as well as cryptocurrency transactions.
Legal payment methods with the New Zealand dollar are crucial for most punters. This support not only eliminates currency conversion transactions that require additional fees and commissions but is also a sign of due attention to the needs of New Zealand customers.
Among the payment methods available at online casinos, the banking options are endless. Gambling-related transfers can be made using debit and credit cards, Neteller e-wallets, Skrill and dozens of other e-wallets, and cryptocurrencies. New Zealand residents also use Paysafecard prepaid cards, Ecopayz and POLi payment services.
PayPal. This electronic wallet allows users to easily and securely transfer and receive money without any problems. Many experienced punters recommend PayPal for deposits and withdrawals at all online casinos.
Paysafecard. One of the most popular ways to fund your casino account. Paysafecard is a prepaid card for online payments. Using a 16-digit PIN code, punters can fund casino accounts within minutes. This is an unusual payment method compared to e-wallets or credit cards.
eWallets. Electronic wallets and cards are becoming more and more popular every day. Every transaction is completed quickly and securely. Casino punters looking for an easier and more modern way to deposit funds into a casino account and solutions for withdrawing winnings choose Skrill, Neteller and many other services.
Master Card. A MasterCard credit card is great for large transactions. It’s safe and you don’t have to wait long for the money to be credited to your online casino account. Usually, the deposit is made instantly. You just need to enter the data and confirm the transaction.
Visa. Many punters use Visa bank cards. This method is one of the preferred ways to fund your online casino account. It is trustworthy and is also represented by almost every operator. Visa, like several other banking solutions, is available for deposits and payouts.
Skrill. Skrill provides users with a safe and secure way to transfer money internationally at low fees. This method is an excellent option for those who use the highest payout online casinos, as all transactions are carried out in the shortest possible time.
Neteller. Neteller is an e-wallet that is also popular among online casino punters. It provides instant transactions and has low commissions. Casino deposits with Neteller are the fastest as they are credited instantly. Withdrawals using this method may take up to 24 hours.
eCheck. An electronic check is essentially the same as a paper check. The only difference is that it is processed electronically. Since such checks do not require all verification, they provide a much faster transaction. Most sites process eCheck deposits instantly. That is why this method is considered one of the fastest casino payment options in New Zealand.
ePoli. ePoli is quite popular as it allows punters to make instant deposits and withdrawals within 48 hours. There is no need to use a debit or credit card when depositing at the casino, which greatly simplifies the process. POLi simply transfers money directly from a bank account. You only need to enter the required amount for replenishment or withdrawal. The withdrawal will take 2-3 days.
Reputable New Zealand casinos accept a variety of payment methods to make it easy for punters to withdraw money. Customers can use bank cards, e-wallets or cryptocurrencies. The most popular methods are Skrill, Neteller and EcoPayz, as well as Paysafecard.
For customers who prefer alternative options, the usual method is available – bank transfer. Credit cards are the easiest payment method. But the waiting time for such payments can take quite a long time. If the casino offers transactions in bitcoins, then it is worth trying them. It is believed that this is the most protected and safe method.
All transactions at any of the top paying online casino sites in NZ are tracked and protected by the company’s privacy policy.
The Best Withdrawal Options for Low Exchange Rates are:
Online casinos usually set withdrawal limits to ensure their financial stability. For example, if more than one punter wins a large jackpot in a short period, the operator may run into financial difficulties. Online casinos set several types of limits for this:
Some casinos limit large withdrawals to keep punters interested.
The maximum withdrawal amount at the highest paying casinos depends on many factors. If the bonus is active, then you will have to fulfill the wagering requirements, and after that the withdrawal will become available. It also depends on the policy of the casino and the payment methods offered. In most cases, the maximum withdrawal limit is between NZ$4,000 and NZ$5,000 per transaction. Some casinos may have a monthly cap of NZ$10,000. Although higher limits are available, for example, depending on the VIP status. Some casinos do not have maximum limits.
The minimum payouts at our top paid casinos allow small withdrawals. Everything will depend on the chosen payment method and on the conditions of the operator. The exception is cryptocurrency. If the casino accepts cryptocurrency, the minimum withdrawal amount is much lower than traditional payment methods.
There are many online casinos in New Zealand, but finding the highest payouts is not easy. Our team has compiled a list of operators that offer a large selection of games from leading software providers, generous bonuses and excellent customer support. All of them provide customers with high payment limits.
A high RTP casino can lead to big rewards. It is worth registering on reliable sites that are verified by us. This guarantees secure payment methods, licensed software play and regular software checks.
