Top Paying Online Casino NZ

Updated: December 5, 2022

Still trying to figure out how to pick the top paying online casino NZ. Our experts have evaluated the gambling sites according to 8 criteria and selected the online casino best payouts with an RTP of over 96%.

Choose online casinos from our lists and increase your chances of winning.

Best Paying Online Casinos

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Name
Bonus
Rating
Website
100% up to 225 NZD + 100 Free Spins
First Deposit Bonus
5 of 5
100% up to 300 NZD and 100 Free Spins
Welcome package
5 of 5
100% on a deposit up to 525 NZD + 100 free spins
First deposit bonus
5 of 5
4
100% up to 150 NZD +100 free spins
Welcome offer
5 of 5
5
180 free spins
Welcome bonus
5 of 5
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Best Payout Online Casino Sites in NZ

Given the volatility and variety of online casinos, most New Zealand punters find it difficult to find a decent operator. Especially when high payments become the main selection criterion. Our top best online casinos for New Zealanders feature operators that allow you to withdraw large amounts. There are high withdrawal limits.

Top 5 Recommended Payout Casinos

Our list of the best high payout casinos in New Zealand is the most reliable. After all, our experts independently checked all the sites, and they made real deposits, and bets and received winnings. In the future, they withdrew rewards to their account to check the operator.

The highest payout percentage in the online casino industry is a common commercial move by the administration. After all, this is an indicator of the operator’s loyalty to its customers. It allows you to determine not only the reliability but also the honesty of the casino.

The payout rate is the average amount of money that the casino returns to punters from the total prize pool. The average payout percentage shows how many punters’ bets come back as won over time. This indicator is monitored every month by independent experts such as eCOGRA and is often published via links at the bottom of the casino’s home page.

If you are looking for the online casino site with the highest payout percentage in New Zealand, you just need to look at our list. We evaluated according to RTP criteria, user-friendliness, customer service, variety of games, and the other 8 criteria.

Criteria For a Best Paying Online Casino

New Zealand online casinos with high payouts are judged not only by the RTP value. The operator must meet many serious requirements – safety, reliability and honesty. Several important selection criteria can also be used. They allow you to determine which casino provides the best conditions for the punter.

By following the selection criteria below, you can find a site that meets all the requirements.

Criterion The main rules for choosing
Safety Security is evaluated taking into account the use of modern data encryption protocols by the operator. Reliable casinos always use only the latest technology and constantly update the security system. Information can be found at the bottom of the casino page. All operators that process personal information must have SSL encryption. This ensures that the information transmitted on the website is protected from hackers.
Licenses It is necessary to see if the casino site is fully licensed. Information about the availability of licenses and their validity can be found in the “Terms and Conditions” section. Also, the data must be placed at the bottom of the main page of the casino. In New Zealand, the best casinos are licensed by the Malta Gaming Authority (MGA) or the UK Gambling Commission (UKGC). Having these licenses guarantee legitimacy and fairness.
Customer service The value of quality customer service always remains at a high level. Reliable online casinos conduct thorough training for their managers so that they can deal with any customer issues effectively. Communication methods can be represented by one or more options – live chat, phone support or email. 24/7 customer support is a big advantage for New Zealanders.
Audit Many online casinos contract with eCOGRA to test the random number generator software. As part of the certification, the auditor publishes the overall RTP of the online casino. Regular audits ensure that the operator is operating by the law.
Notable game developers The presence of leading software developers such as Microgaming and NetEnt in the casino lobby is another sign of reliability. These companies, responsible for the production of all the highest paying pokies, allow us to talk about high payouts.
Punter Feedback Reviews of real punters in New Zealand can be found on casino search sites. This will help determine which operator is the most reliable. Reputation is one of the important criteria. No one will promote a casino with a bad reputation, no matter how high its payouts are.
Payment Methods The lack of instant banking methods is a big problem for New Zealand punters. If such methods are available and you can quickly withdraw funds, this is another plus for the casino.
Bonuses Evaluate the welcome package and current promotions. Be sure to study the requirements for rates and other conditions for wagering.

What are Top Paying Casinos?

The top paying online casino NZ is sure to have eCOGRA certificates. Operators often publish reports on the average payout percentage. Based on these ratings, you can track which New Zealand casinos have above-average returns.

Typically, a theoretical RTP of approximately 97-98% is one of the highest payout rates. You can determine it yourself by searching the operator’s website or listening to our experts. It was they who created the list of reliable and trusted operators who pay winnings.

All You Need to Know About Return to Punter (RTP) at Top Paying Online Casino NZ

RTP is the theoretical return on bets to the punter, which shows how much the prize pool is reserved for payouts. It is an important indicator of fairness and is relevant to a particular operator. It provides invaluable information. Knowing this indicator, you can easily distinguish online casinos with the highest payouts from the lowest ones.

The payout percentage tells you how many winnings you can expect on average from each bet made at the casino. Thanks to him, you can conclude profitability. Most online casinos do not want to publish their RTP statistics, so there is no complete picture regarding the choice. Those operators who show their data are the most honest and reliable.

The top paying online casino in NZ that publishes eCOGRA data every month makes it easy to find punter cashback statistics. It is broken down across all games:

  • pokies,
  • desktop;
  • card games.

Please note that the payout percentage can exceed 100% in any given month, which means that the casino payouts equal or exceed the amounts deposited by punters in that month. This is one of the best casino options in New Zealand.

An average payout rate of 96% is the best indicator. Such operators are reliable and recommended for the game. The top paying NZ online casino has payout percentages in the 98%-99% range. One should always check what is the average payout when playing online pokies.

Commissions and Authorities That Review The Payouts Rates

Many bodies check the payout rates of online casinos. This is done so that operators do not deceive their punters. The best casinos in New Zealand are licensed by reputable regulators.

Commission Peculiarities
UKGC The UK Gambling Commission is considered the most authoritative. Having her license is a sign of a commitment to fair play. UKGC licensed casinos are recommended for betting.
MGA The license from the Malta Gaming Authority takes second place. They have strict rules, so operators are forced to follow the rules of fair play.
Curacao The Curacao Gambling Commission ranks third in terms of the number of licenses issued. It does not have such strict requirements as the previous two, but at the same time it also strictly regulates the activities of casino operators.
eCOGRA Based in the UK, eCOGRA is an independent testing agency for iGaming. The eCOGRA badge on a casino website indicates that the site complies with the rules of fair play.
GLI and TST Independent companies that test and certify online casino services. Recommended sites must have either of the two certificates.

How to Choose an Online Ccasino with The Best Payout in NZ?

Each punter has its criteria for choosing a site with gambling entertainment. For a beginner, the question of how to choose the top paying online casino in NZ can be difficult. The following are the main characteristics that allow you to find a reliable site:

  • Licenses. Be sure to have information about licenses on the main page of the casino site. It is usually located at the bottom. The most acceptable option would be to have licenses from the most respected commissions. For example, Great Britain or Alderney. But the presence of licenses from Malta or Curacao is also an indicator of honesty. By the way, the license number must also be indicated. You can check its validity on the official website of the regulator.
  • Limits. Pay attention to the limits set for the withdrawal of winnings. If the casino is young, then it will not allow unlimited payments. It is recommended to select gambling establishments that do not limit withdrawals at all or allow withdrawals of at least NZ$20,000 per month.
  • Terms and Conditions. Be sure to be freely available, even before registration, there must be the terms and conditions of the casino. If it is not possible to find this information, choose another site. By the way, the best operators provide a complete list of rules and conditions in various languages.
  • Bonus Policy. Another important point is promotions and bonuses in online casinos. All proposals should be taken into account here. Evaluate the welcome bonus and the size of the wager. The presence of a rating system for regular punters indicates the reliability of the gambling site. After all, they strive to keep their customers and provide them with the best conditions. So, in such an online casino they do not cheat.
  • Lifetime. Pay attention to the duration of the operator’s work. It is very important. If the institution is very young, then it is worth checking it more carefully.
  • Methods of input and output. A self-respecting and punter-respecting operator will certainly provide a wide range of methods for depositing an account and withdrawing winnings. At the same time, there is no commission when using most of the methods.

If the selected top paying NZ online casino has passed all the above checks, but there are still doubts, it is recommended to search and read reviews on the forums. But you should be careful with them, most of them can be bought. They trust only the information that is not provided by newcomers to the forum. Tough competition between operators gives rise to various methods of attracting new customers. Do not thoughtlessly trust what is written.

Top Paying Online Casino NZ: Pros and Cons

Each type of casino has advantages and disadvantages. If we talk about operators with high limits, then in any case there will be more positive moments. Before choosing any of the casinos, you should learn about all the good and bad sides.

Advantages

  • High withdrawal limits or no withdrawal limits.
  • Lots of fee-free payment options for large transactions.
  • Quick withdrawal of winnings.
  • Huge selection of games.
  • Favorable bonus policy.
  • Quality service.
  • eCOGRA certificates and MGA or UKGC licenses.

Disadvantages

  • Higher withdrawal limits are not available to all punters and restrictions may apply to status in the loyalty program.
  • There are some security risks when withdrawing large amounts.
  • It may take several transactions to withdraw a large amount.
  • Additional fees may apply.
  • Some real money casinos exclude VIP points for certain games.

NZ Best Payout Online Casino Games

It is better to play casino games for real money only on trusted sites. And you should also choose the right entertainment.
Every casino game has an advantage that is built in. Because of it, punters lose part of their bets in the long run. It is defined as the percentage of total bets that are saved as losses. The rest of the bets are paid out to punters as winnings are called RTP (Return to Punter).

Formula: total bet – house edge= RTP.

Casino games with the highest RTP are presented in the table below.

The game Casino Advantage RTP
Baccarat From 1.06% to 14.36% 98.9%
Black Jack From 0.28% 99.5%
Roulette From 2.70% to 5.26% 97.3%

Blackjack Online Casino Best Payouts

One of the highest RTP casino table games is blackjack. The average payout rate is around 98-99%, depending on the game type chosen. It is very easy to play because you don’t have to learn complex rules. In the table below you can see the payout percentage in blackjack, which is the most popular among punters.

Type of blackjack RTP
Classic Blackjack from Microgaming 99.9%
Blackjack by Concept Gaming 99.73%
Vegas Downtown Blackjack Gold by Microgaming 99.62%

Roulette Online Casino Best Payouts

Roulette dips into the real atmosphere of the casino and gives good winnings. The average payout rate in the game is 96.21%. This is a very simple game that offers one of the highest payout rates in an online casino. There is a huge difference between betting on red/black and a straight bet – roulette payout percentages change accordingly. It all depends on the type of game.

Pokies Online Casino Best Payouts

New Zealand casinos are sure to feature pokies with the highest return from the leading developers of the gambling industry. In the portfolio of NetEnt, most of the pokies are endowed with an average RTP value. But there are pokies with the highest return:

  • Mega Joker is endowed with an unrealistic RTP. The return of bets to the punter can reach up to 99%.
  • Jackpot 6000 is a classic pokie in which the punter’s theoretical income is up to 98.9%.
  • Blood Suckers returns up to 98% of bets.
  • Jack Hammer 2 returns up to 97.07% of bets.

If we talk about the return on pokies from Microgaming, then it is somewhat inferior to NetEnt. But still, there are pokies with a high RTP in the portfolio of games:

  • Xcalibur has an RTP of 97.62%.
  • Retro Reels Extreme Heat is a classic pokie with a 97.50% return.
  • Wild Orient has a theoretical ROI of 97.49%.
  • Mirror Magic has a return of 97.34%.

At Quickspin, pokies with the highest returns are very common. The most interesting are:

  • Joker Strike offers two game modes, in one which the return can reach 98.11%.
  • Polar Paws returns 97.84% of all bets placed.
  • Big Bad Wolf has a theoretical return of 97.34%.
  • Sinbad is blessed with an expected payout percentage of 97.08%.

Online pokies with high payout rates are the most likely to hit the big jackpot. After all, the advantage of online casinos is decreasing, which means that such pokies are great for long sessions. Do not forget that not only RTP matters but also dispersion. You should not go in cycles when choosing pokies solely on returns, all parameters are taken into account.

Baccarat Online Casino Best Payouts Baccarat Payout Percentages

It is important to note that every outcome of a game of baccarat is random. But in the long run, the statistical distribution of rates is fairly easy to calculate.

Online baccarat has a slight house edge of around 1.06% when playing as a banker. The typical house edge is slightly worse at 1.24% for the punter. The payout percentage in baccarat is 98.44%.

Video Poker Online Casino Best Payouts

The percentage of payments in video poker depends on the type of game chosen. RTP can reach simply incredible values – 99.99%. For example, in Jacks or Better video poker, the house edge is only 0.46%. The average payout rate is 95.75%.

Casino video poker includes games such as Caribbean Poker, Oasis, Three Card Poker, Five Card Poker and Texas Hold’em. They all offer different but high payout rates.

Type of video poker Poker Payout Percentages
Jacks or Better 99.54%
Double Joker Poker 99.96%
Deuces wild 99%
7s wild 98.8%
Aces and Faces 99.85%

Progressive Jackpot Games Online Casino Best Payouts

A progressive jackpot is a payout that increases with each bet until it is won. Some casinos even combine several pokies into a network to increase the jackpot. The best progressive jackpot pokies are:

  • Mega Moolah;
  • Major Million;
  • Mega Fortune;
  • Aztec’s Millions.

The percentage of payouts in them is always low since part of the bets goes to replenish the main payout.

Mobile Gaming Online Casino Best Payouts

These days, a lot of punters use mobile phones and tablets to wager in casinos. This trend has been picked up by both leading casino operators and game developers. All the best sites provide the ability to play on the go. However, there are significant differences in the quality of mobile casinos available. Choosing a site for the game must take into account several criteria:

  • choice of games;
  • compatible with iOS or Android;
  • ease of use.

Like the full versions of online casinos, their mobile versions support small minimum bets. Thus, when playing on a mobile device, you can start with one cent. It is advisable to carefully read the rules for using the application before installing it. After all, there may be problems with a deposit or withdrawal. Most casinos support almost all used payment systems from mobile.

The most important advantage that should be mentioned is that the jackpot is also available in the mobile version. Also, the number of pokies will be less than in the standard version. It will be impossible to participate in tournaments because on mobile devices with a small screen it is slightly difficult to play card games.

Exclusive Bonus at NZ Online Casino with The Best Payout

New Zealanders have a variety of bonus offers waiting for them at online casinos, ranging from the typical welcome bonus to reload and no deposit promos. Even though all these promotions are different from each other, and each operator strives to provide the most interesting conditions, their main goal is to attract the maximum number of punters.

Among the most popular types of bonuses, which are also the most common, are deposit promotions. Such promotions are available immediately upon replenishment of the account and are usually represented by bonus money or free spins. But the best deals are welcome packages.

Welcome Bonuses at The Top Paying Online Casino NZ

The registration offer is available to all new customers who open an account for the first time. The welcome package may include first deposit bonuses, often combined with free spins and additional reload promotions.

Some casinos offer no deposit promotions that give you the chance to get bonus money or free spins without first making a deposit. Each operator offers different incentive options for newbies.

The welcome package can even extend to the first ten deposits and include up to 500 free spins. But you should be aware of the conditions that apply to each promotion. The wagering requirements can be too high, so they are also carefully studied before the promotion is activated.

Payment/Withdrawal Methods at NZ Online Casino Sites with The Best Payout

Secure casino payment methods with the highest payout rates for New Zealanders allow you to claim your winnings quickly. Operators offer a wide range of different methods of depositing and withdrawing funds, which are represented by bank cards and transfers, electronic services and wallets, as well as cryptocurrency transactions.

Legal payment methods with the New Zealand dollar are crucial for most punters. This support not only eliminates currency conversion transactions that require additional fees and commissions but is also a sign of due attention to the needs of New Zealand customers.

Payment Methods at Online Casinos That Pay

Among the payment methods available at online casinos, the banking options are endless. Gambling-related transfers can be made using debit and credit cards, Neteller e-wallets, Skrill and dozens of other e-wallets, and cryptocurrencies. New Zealand residents also use Paysafecard prepaid cards, Ecopayz and POLi payment services.

PayPal

This electronic wallet allows users to easily and securely transfer and receive money without any problems. Many experienced punters recommend PayPal for deposits and withdrawals at all online casinos.

Paysafecard

One of the most popular ways to fund your casino account. Paysafecard is a prepaid card for online payments. Using a 16-digit PIN code, punters can fund casino accounts within minutes. This is an unusual payment method compared to e-wallets or credit cards.

eWallets

Electronic wallets and cards are becoming more and more popular every day. Every transaction is completed quickly and securely. Casino punters looking for an easier and more modern way to deposit funds into a casino account and solutions for withdrawing winnings choose Skrill, Neteller and many other services.

Master Card

A MasterCard credit card is great for large transactions. It’s safe and you don’t have to wait long for the money to be credited to your online casino account. Usually, the deposit is made instantly. You just need to enter the data and confirm the transaction.

Visa

Many punters use Visa bank cards. This method is one of the preferred ways to fund your online casino account. It is trustworthy and is also represented by almost every operator. Visa, like several other banking solutions, is available for deposits and payouts.

Skrill

Skrill provides users with a safe and secure way to transfer money internationally at low fees. This method is an excellent option for those who use the highest payout online casinos, as all transactions are carried out in the shortest possible time.

Neteller

Neteller is an e-wallet that is also popular among online casino punters. It provides instant transactions and has low commissions. Casino deposits with Neteller are the fastest as they are credited instantly. Withdrawals using this method may take up to 24 hours.

eCheck

An electronic check is essentially the same as a paper check. The only difference is that it is processed electronically. Since such checks do not require all verification, they provide a much faster transaction. Most sites process eCheck deposits instantly. That is why this method is considered one of the fastest casino payment options in New Zealand.

ePoli

ePoli is quite popular as it allows punters to make instant deposits and withdrawals within 48 hours. There is no need to use a debit or credit card when depositing at the casino, which greatly simplifies the process. POLi simply transfers money directly from a bank account. You only need to enter the required amount for replenishment or withdrawal. The withdrawal will take 2-3 days.

Withdrawal Methods at NZ Top Paying Online Casino

Reputable New Zealand casinos accept a variety of payment methods to make it easy for punters to withdraw money. Customers can use bank cards, e-wallets or cryptocurrencies. The most popular methods are Skrill, Neteller and EcoPayz, as well as Paysafecard.

For customers who prefer alternative options, the usual method is available – bank transfer. Credit cards are the easiest payment method. But the waiting time for such payments can take quite a long time. If the casino offers transactions in bitcoins, then it is worth trying them. It is believed that this is the most protected and safe method.

All transactions at any of the top paying online casino sites in NZ are tracked and protected by the company’s privacy policy.

The Best Withdrawal Options for Low Exchange Rates are:

  • Skrill;
  • Neteller;
  • Paysafecard;
  • Cryptocurrencies.
What is a Withdrawal Limit

Online casinos usually set withdrawal limits to ensure their financial stability. For example, if more than one punter wins a large jackpot in a short period, the operator may run into financial difficulties. Online casinos set several types of limits for this:

  • daily (withdrawal available within 24 hours).
  • Weekly (the maximum value of the amount that can be withdrawn from Monday to Sunday).
  • Monthly (withdrawal within 30 days).

Some casinos limit large withdrawals to keep punters interested.

The maximum withdrawal amount at the highest paying casinos depends on many factors. If the bonus is active, then you will have to fulfill the wagering requirements, and after that the withdrawal will become available. It also depends on the policy of the casino and the payment methods offered. In most cases, the maximum withdrawal limit is between NZ$4,000 and NZ$5,000 per transaction. Some casinos may have a monthly cap of NZ$10,000. Although higher limits are available, for example, depending on the VIP status. Some casinos do not have maximum limits.

The minimum payouts at our top paid casinos allow small withdrawals. Everything will depend on the chosen payment method and on the conditions of the operator. The exception is cryptocurrency. If the casino accepts cryptocurrency, the minimum withdrawal amount is much lower than traditional payment methods.

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Final Word on Best Payout Online Casinos

There are many online casinos in New Zealand, but finding the highest payouts is not easy. Our team has compiled a list of operators that offer a large selection of games from leading software providers, generous bonuses and excellent customer support. All of them provide customers with high payment limits.

A high RTP casino can lead to big rewards. It is worth registering on reliable sites that are verified by us. This guarantees secure payment methods, licensed software play and regular software checks.

Best Payout Casinos FAQs

What Happens When You Win Big at a Casino?

It is imperative to verify your identity, as payouts over NZ$2,000 require verification. After the casino must confirm the winnings, collect tax forms and deal with the documents. Depending on the limits set, you can start the process of withdrawing your winnings. It is worth noting that progressive jackpots are paid out immediately, without any restrictions.

What is considered a good payout rate?

Payout rates of 96% and above are considered good. But the best casinos have a higher RTP, which is 98-99%. These figures vary by game, with many having a slight edge in favor of the casino.

What is the average payout of pokies?

The average RTP of pokies is between 95% and 97%. Some online pokies can have incredible returns of 98-99%. But they are extremely rare, because they give the punter the maximum advantage.

Which online casino has the best payouts?

The casino payout percentage is usually 98%, although this indicator changes monthly and can even exceed 100%. Most of the operators above have the best payout rates for New Zealand punters.

What is the highest payout casino game?

The most profitable casino games are blackjack, baccarat and craps. All of them have quite high RTP. As for online pokies, there are a lot of them. For example, Mega Joker, Rainbow Riches, Ugga Bugga and Ooh Aah Dracula.

Can I See Each Casino Game's Payout Percentage?

Yes, finding RTP is not difficult. You need to go to the information page of the selected game and find out the payout percentage. But this information is not always available, you can search for data on information sites.

How to Find a Casino RTP Percentage?

RTP casino verified and reliable operators indicate on the main page of the site. But this information is not always available. If the operator cooperates with eCOGRA, then the percentage of payments is presented on the official website of the auditor. When you click on the regulator icon, which is located at the bottom of the main page of the site, you will be taken to the information section.

What is the best payout percentage you can get?

The higher the RTP, the better. Returns of 96% or more are generally considered very good. Casinos with low RTP should be ignored.

Why is the RTP not identical for the same game at a different casino?

The percentage of payouts for the same game may differ between casino operators, as some developers provide administration with access to the settings. Providers (not all) allow their customers (casinos) to choose RTP from the available range and customize it as they wish.

Which progressive jackpot pokies have the highest payout rates?

One of the best pokies is NetEnt's Mega Joker which boasts an RTP of 99%. This pokie was released back in 2011 and remains popular to this day.

Which online pokies payout the most?

Progressive jackpot games usually have a lower RTP, although they can pay out incredible amounts. If you want to get big winnings, you should choose pokies with a high RTP.

What is the KYC procedure in online casinos?

KYC is a mandatory procedure for verifying a punter's identity. It is mandatory in almost all online casinos, as the operator must adhere to the policy of responsible gambling. It consists in sending the necessary documents. Usually, the casino administration asks for a photo or scanned copy of an identity card (or a driver's license), a utility bill or a bank statement to confirm the place of residence. In some cases, they may request a selfie with a passport or other documents. The verification usually takes no more than 5 working days.

How long does it take to withdraw money from a casino?

It all depends on the chosen payment method. Many online casinos process payments within 24 hours, others take 1-3 days.

What are the minimum and maximum limits for deposits and withdrawals in an online casino?

The minimum and maximum limits for financial transactions in the best online casinos that payout are different. Each operator sets its own limits, which also differ from the payment method. Usually the minimum limit is 10-20 NZD and the maximum limit can be up to 10,000-30,000 NZD.

How are the winnings withdrawn?

You need to send a withdrawal request. To do this, in your personal account, find the "Cashier" section, then go to the category for payments. Then you should find the necessary payment method and enter the amount to withdraw. Confirm the transaction and wait for the receipt of money to an electronic wallet or bank account.

Do deposits and withdrawals use the same method?

Not always, some deposit methods are not available for payouts and vice versa. But it is recommended to use the same payment method for deposit and withdrawal.

Does the withdrawal amount affect the timescale?

Only in cases where the amount of payment exceeds the established limits. The Operator may reserve the right to divide the winnings into several parts. This will affect the payout time. It also depends on the chosen withdrawal method.

Will my banking method impact payout time?

Yes, the chosen payment method will affect the withdrawal time of the winnings. The best way to instantly receive rewards is with an e-wallet. The longest wait is for winnings that are paid out by bank transfer.

A casino refuses to pay my money out - what should I do?

If the operator refuses to pay the winnings, you can seek help from certain organizations - the commissions that issued the license. But first, you should contact the casino support service and try to solve the problem yourself.